Top $100 Sign Up Bonus Bank Offers You Shouldn’t Miss

Want to know which banks give $100 for opening an account? 

Bank sign-up bonus offers are one of the easiest ways to make extra money right from your phone. 

Many top U.S. banks offer $100 or more just for opening a new checking or savings account and meeting simple requirements. 

Here, I’ll cover the best bank account bonus offers, including how to qualify.

If you’re a deal hunter or looking for an easy bank bonus, this guide will help you grab that $100 sign up bonus. 

You can start earning extra cash today!

Sign Up and Get $100 Bank Bonus Offers Online

Banks that give you $100 for opening an account include Chase High School Checking, Varo Bank, and the Current bank app.

1. Varo $100 Sign Up Bonus

Get a Varo $100 sign up bonus by using a referral link, opening a free checking account, and receiving $500 or more in direct deposits within 45 days.

Varo is one of the most popular digital banks in the U.S., known for making banking simple and stress-free. 

You can open a checking or savings account right from your phone, with no monthly fees or annoying minimum balance requirements. 

People love Varo because it offers all the essentials like debit cards, early direct deposit, and easy money transfers.

Here’s how to earn your Varo $100 sign-up bonus:

• Use a referral link to open a free Varo checking account (you can use mine here!)

• Receive direct deposits in your Varo checking account totaling at least $500 within 45 days

• Get paid a $100 sign up bonus into your checking account

There’s also a Varo $25 sign up bonus instant withdraw option, no direct deposit required. 

It’s another option if you don’t want to go through the hassle of changing your work direct deposit to earn the sign-up bonus.

2. Current $100 Sign Up Bonus Code PILARN382

Get a Current.com $100 sign up bonus by opening a Current Individual Account, entering referral code PILARN382, and receiving a $200+ payroll direct deposit within 45 days.

This bank bonus recently increased from a $50 sign-up bonus. So take advantage of this new offer while it’s still around!

Current is a digital-first bank designed to make managing your money simple and convenient through its easy-to-use mobile app. 

It offers perks like no hidden fees, instant spending notifications, and faster access to your paycheck.

Here’s how to earn your Current.com $100 sign-up bonus:

• Enter Current sign up bonus code: PILARN382 or use a referral link to open a free Current Individual Account

• Receive a payroll direct deposit in your Current account totaling at least $200 within 45 days

• Get paid a $100 welcome bonus to your account within 10 business days

This is one of the lowest direct deposit bonus thresholds available right now, and it’s a great free money opportunity!

3. Chase High School Checking $100 Bonus

Chase offers a $100 sign up bonus, no direct deposit required when opening a Chase High School Checking account with a coupon promo code.

This is a great way for teens to start building good money habits and get rewarded while learning how to manage their own account.

The account comes with perks like no monthly service fee, a free debit card, online and mobile banking, and account alerts to help teens track spending. 

This bonus is available for teens between 13 and 17 years old, making it a perfect starter account. 

Plus, it gives parents joint account access so they can guide and support their teen along the way.

Here’s how to earn your Chase High School Checking $100 sign-up bonus:

• Get a Chase coupon code emailed to you

• Visit a Chase branch (bring your coupon code!) with your 13 to 17-year-old by 07/16/2025 to open the High School Checking account. Make sure your teen brings two valid forms of ID to complete the account opening process.

• The parent or guardian, who will be the co-owner, needs to have an eligible Chase checking account and must be present when opening the account with their teen.

• Your teen needs to complete 5 qualifying transactions within 60 days of coupon enrollment.

Read more about qualifying transactions on the Chase High School Checking account promo page.

4. SoFi $300 Direct Deposit Bonus

Get a $300 SoFi Direct Deposit Bonus when you set up direct deposits totaling $5,000 or more within a 25-day period. 

Your 25-day Evaluation Period begins on the day your first direct deposit payment posts to your account.

SoFi is a popular online bank known for offering a range of financial services, including checking, savings, investing, and even student loan refinancing. 

Both new and existing eligible members can qualify for this tiered cash bonus, meaning the more you deposit in your first month, the bigger your reward. 

Even smaller deposits can still earn you a bonus, with tiers starting as low as $50 for direct deposits totaling $1,000 – $4,999.99.

Here’s how to earn your SoFi Direct Deposit $300 sign-up bonus:

• Open a SoFi Checking and Savings Account

• Set up qualified direct deposits

• Complete direct deposits during your first month eligible totaling $5,000 dollars or more (based on 25-day evaluation period)

• Get paid a SoFi bank bonus of $300 into your SoFi Checking and Savings account within 7 business days after the end of the Evaluation Period.

There’s also a SoFi $25 sign up bonus instant withdraw option, no direct deposit required. 

You can read more about it in my SoFi referral bonus guide.

5. Chime $100 Sign Up Bonus

The Chime new member offer lets you earn up to $350 when you complete a few qualifying activities.

Chime is an online banking app that gives you perks like no monthly fees, early access to your paycheck, and automatic savings tools.

Plus, you can even access money in advance through features like SpotMe. 

There are no monthly fees or overdraft charges, which means you keep more of what you earn. 

Overall, it is a pretty solid option if you want flexible access to your cash and a simple way to manage your spending.

Here’s how to earn an up to $350 Chime sign-up bonus:

• Apply for a Chime banking account on the promo page

• Make purchases and get 10% cash back on purchases up to $150

• Earn an additional Chime $100 sign up bonus by making 15+ purchases totaling over $500

• Earn another Chime $100 sign up bonus when you set up a qualifying $200+ direct deposit

New Chime Checking Account holders must open the account by 6/30/2025 to participate and complete qualifying activities within 30 days of account opening.

$100 Sign Up Bonus Final Tips

Before you jump in, remember to read the fine print on each $100 sign up bonus offer so you know exactly what’s required. 

Keep track of deadlines and bonus payouts, and make sure you meet all the qualifying activities. 

These bonuses are a simple way to increase your cash, but they are just one piece of the bigger money-making puzzle. 

Ready to level up? 

Check out my next post on how to make $300 a day!