Some companies are offering a $50 sign up bonus just for giving their products and services a try.
It’s basically free money for signing up!
As long as you meet the company’s criteria, you can easily qualify for these cash rewards.
I’ve been taking advantage of these offers for years, and over time, I’ve earned thousands of dollars.
But here’s the catch.
These free money promotions don’t stick around forever.
Most of them come with a time limit, so when you spot one you like, you need to jump on it quickly.
With that in mind, here’s a list of the best $50 sign up bonus offers available right now.
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9 Best $50 Sign Up Bonus Offers
The free money sign up offers on this list are constantly changing. I update it regularly, but some deals disappear fast.
To make sure you don’t miss out, pin this on Pinterest.
Also, be sure to read the fine print on each offer to double-check that you meet all the requirements.
1. Current
Earn a $50 sign up bonus by opening a Current Individual Account, entering referral code PILARN382, and receiving a payroll direct deposit of $200 or more within 45 days.
The online banking app offers faster direct deposits, no hidden fees, and a credit builder card.
It also provides ‘savings pods’, which are their version of savings accounts, with a high yield of 4.00% APY to help grow your money.
Plus, you can earn a $50 referral bonus for each qualified person who signs up using your Current referral code or link, up to $1,000 per year.
Get Your $50 Current Sign Up Bonus.
2. ONE
Get a $100 sign up bonus by opening a ONE account through a Swagbucks offer link and receiving a first direct deposit of at least $500 within 45 days.
ONE is a fintech app primarily owned by Walmart.
Not surprisingly, one of their key features is earning cash back rewards when you shop at Walmart stores.
When I first signed up for the ONE banking bonus, they were also offering plenty of extra rewards just for using the card at Walmart.
It was a great way to stack even more rewards on top of the sign-up bonus.
Get Your $100 ONE Sign Up Bonus Here.
Side Note: Swagbucks is a well regarded rebate website that rewards you for completing various online activities.
You earn Swagbucks points (SB) that can be redeemed for PayPal cash and free gift cards.
I’ve earned over $2,300 so far! Read my complete Swagbucks review.
3. Discover
Earn an $80 sign up bonus by opening a Discover checking account through a Swagbucks offer link and depositing at least $50.
To qualify, you’ll need to keep the $50 in your account for the entire first month after opening.
The Discover debit checking account offers no monthly fees, access to over 60,000 fee-free ATMs, and 1% cash back on up to $3,000 in debit card purchases each month.
It also includes features like early direct deposit, mobile check deposit, and robust fraud protection.
Get Your $80 Discover Sign Up Bonus Here.
4. SoFi
Get a $50 SoFi bank account bonus when new or existing members (without prior direct deposits) receive $1,000 to $4,999 in direct deposits during the promotional period.
SoFi provides multiple tiers of direct deposit bonuses based on the amount you deposit.
For instance, you can earn a $300 bank bonus by receiving $5,000 or more in direct deposits. There’s a mid-tier bonus as well.
Plus, SoFi offers a $25 sign up bonus with no direct deposit required when opening an account with a SoFi referral link.
So, there’s plenty of free cash up for grabs with SoFi!
Get Your $50 SoFi Sign Up Bonus Here.
5. TD Bank
Earn a $90 bank bonus without direct deposit requirement by opening a TD Beyond Checking account through a Swagbucks offer link.
This is one of the easiest sign up bonus offers since it doesn’t require any sort of deposit from you.
Although, I’d advise keeping an eye on the fees tied to this bank account.
The TD Beyond Checking account comes with a $25 monthly maintenance fee, but you can avoid it by maintaining a daily balance of at least $2,500.
If you can swing it, then it’s a great bonus to grab.
Get Your $90 TD Bank Sign Up Bonus Here.
6. Chime
Get a $100 sign up bonus by opening a Chime account with a referral link, and completing a direct deposit of $200 or more within 45 days of opening.
After meeting the requirements, Chime usually deposits $100 into your checking account within 2 days.
It’s been a few years since I completed this bank account bonus, and the requirements for the promotion have remained largely the same.
I also earned $1,000 in referral bonuses by referring 10 people to Chime, which you can do too.
Chime offers a $100 referral bonus for every qualified person you refer.
Get Your $100 Chime Sign Up Bonus Here.
7. Go2Bank
Get a $100 sign up bonus by opening a Go2Bank account through a Swagbucks offer link and receiving a payroll or government benefits direct deposit.
As you can probably tell, a lot of these free money offers are promotions through the Swagbucks rebate site.
Swagbucks partners with companies to bring you exclusive deals and bigger sign-up bonuses that you won’t find anywhere else.
I recorded a video about Swagbucks when I first discovered them. You can hear the genuine excitement in my voice to learn that a site like this existed!
You can watch the video below.
Get Your $100 Go2Bank Sign Up Bonus Here.
8. Coinbase
Get a $62 Coinbase sign up bonus by opening an account through a Swagbucks offer link, depositing $50, and completing your first trade.
Coinbase is an app that lets you buy, sell, and trade cryptocurrencies like Bitcoin and Ethereum.
It’s easy to use, which makes it great for beginners who are just getting into crypto. You can also earn rewards and keep track of your money all in one spot.
Get Your $62 Coinbase Sign Up Bonus Here
9. Citizens
Get a $300 sign up bonus by opening a Citizens personal checking account through the promotional page, and making a direct deposit of $500 or more within 60 days.
You can also score an extra $100 bonus by opening a Citizens personal savings account on the same day.
There are a few extra requirements to qualify for this reward, so be sure to read the fine print on the promo page.
Also, don’t forget to check for any maintenance fees. You can avoid monthly fees by meeting specific account conditions.
Get Your $300 Citizens Bank Sign Up Bonus Here.
How to Maximize Your Bonus
Many sign up bonuses, especially for bank accounts, require a qualifying direct deposit to get your reward.
This can sometimes be tricky if you don’t receive regular direct deposits. Here’s how to make it work:
- Switch Your Payroll – Update your payroll information with your employer to send part (or all) of your paycheck to the new account. Even splitting your deposit often qualifies.
- Government Benefits – If you receive benefits like Social Security or tax refunds, directing them to your new account can often meet the requirement.
- Side Hustle Income – Gig apps like Field Agent or Uber allow you to direct earnings to bank accounts, which may qualify for the deposit requirement.
Don’t wait until the last minute.
Make sure your direct deposit is set up immediately after opening the account to avoid missing the promotional window.
$50 Sign Up Bonus Final Thoughts
Now that you discovered how to get $50 dollars for free with $50 sign up bonus offers, make sure you act fast!
These free money offers don’t last long and can disappear without notice. Make sure to check the fine print so you don’t miss any important details.
A lot of these bonuses have deadlines, usually around 30 to 60 days, so don’t wait too long to get started!
Next, you may be interested in reading about easy $10 sign up bonus apps and websites and how to make $20 dollars fast.
