I use apps with instant referral bonus to make $100 before noon most days, and on my best days I’ve hit $350.
This is a side hustle I’ve perfected over the years, and it still pays faster than anything else I’ve tried.
You can do this too.
Below are apps that give you money for referrals, including exactly how much you earn for each one.
It’s an easy way to make $50 fast or even pull in a quick $200 a day.
If you want to turn these referral apps into a full-time income stream like I have, grab my $30K Affiliate Playbook.
Inside, I teach the exact method using free social media.
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Best Apps with Instant Referral Bonus
Ready to make fast cash just for referring people to apps with lucrative referral bonuses?
These are the apps that pay you a sign-up bonus and a referral reward.
1. Current – Refer a Friend Get $100
The Current online banking app has quickly become one of my favorite apps to promote after its referral payout jumped from $50 to $100.
Current pays an instant $100 referral bonus when your friend opens an account through your link and makes a $200 direct deposit in the first 45 days.
Your friend also gets a $100 sign-up bonus. It’s one of the easiest referral rewards to earn thanks to the low qualifying requirement.
Earnings are capped at $1,000 per year, but that’s still an easy $1,000 you can use for a trip or stash in savings!
2. Fluz – Get $5 on Venmo Per Referral
Fluz is a cash back gift card app where you can make $5 instantly every time a friend signs up with your referral link and spends $25 on the app.
Your friend also gets extra cash back on their first two gift card purchases.
You can send that $5 straight to your Venmo, so it feels like free money for sharing a favorite app with friends.
It might not sound like much, but those $5 bonuses add up fast once a few friends start grabbing gift cards.
Plus, they get to earn cash back on stuff they were already going to buy.
3. Rakuten – Make $30 PayPal Money
You can help your friends save money when shopping online and earn some cash just for sharing.
Rakuten gives you a $30 referral bonus when your friend signs up with your link and spends $30 or more within 90 days.
You’ll get your first $30 referral payout within 15 days, and after that, payments are sent quarterly.
Payouts can go straight to your PayPal, which makes it an easy way to get PayPal money with very little work!
Your friend also earns cash back on their purchase, which makes it a win for both of you.
4. FreeCash – Earn Free Amazon Gift Cards
FreeCash is a legit site where you can earn real money by doing quick tasks like downloading apps or answering surveys.
It’s free to join, and their referral program lets you earn up to $12.50 for each person you refer.
You earn referral income when your friend completes their first install offer and makes their first withdrawal.
Payouts can go straight to your PayPal or be redeemed for free Amazon gift cards, which makes it even more worth it.
I keep it in my referral mix because the payouts come easier than most people expect.
5. SoFi – $100 Referral Bonus
SoFi is an all-in-one finance app where you can save, spend, invest, and even build credit.
It also happens to be one of my favorite apps that pay real money, thanks to its super generous $100 referral bonus.
I made $300 in a single day just from referrals alone, and it’s honestly one of the easiest apps to earn with.
Sometimes this changes to a $75 referral bonus, which is still very good!
Your friend just needs to use your referral link to sign up and deposit at least $50 into their account within 21 days.
Once they do that, you get $100 deposited into your SoFi banking account. They also earn a $25 sign up bonus.
Read more about the SoFi referral bonus and use this referral link to join and earn up to $325 in free SoFi money!
6. Aisle – Make $5 Quickly
Aisle is a newer grocery rebate app that’s still flying under the radar, which makes it a great one to start referring friends to and earn easy money.
You’ll get $5 for every friend who joins through your referral link and redeems their first offer. That’s usually enough to get one or two grocery products for free after all rebates are applied.
It’s a simple text-based app, and when I started using it, I got my rebate reward sent to my PayPal account within just 2 days.
You can even stack it with other reward apps like Fetch and Swagbucks to maximize your savings and earnings.
With so few people knowing about it right now, it’s an opportune time to start sharing it.
7. Upside – App that Gives You Recurring Referral Rewards
Upside is a free cash back app that rewards you for everyday purchases like gas, groceries, and restaurants, sometimes up to 35% back.
I keep it on my phone because the savings add up fast without changing how I shop. Their refer-a-friend program makes it even better.
When someone signs up with your link, you both get an extra 15 cents per gallon cash back on gas and an extra 10% back on groceries and restaurants.
Plus, you’ll earn an ongoing 10 cents every time they make a purchase over $5 through the app. Cash out directly to your bank account or gift card.
Enter Upside promo code 9GV42 at sign-up or join through this referral link to get your sign-up bonus!
8. Ibotta – Earn $10 Per Referral
Ibotta is my go-to app for earning referral income, and it’s one of the easiest apps to use.
It helps you earn real cash back on everyday grocery purchases, especially on name brand items you’re probably already buying.
The referral program is what really sets it apart. You’ll earn $10 for every person who joins with your link or Ibotta referral code and submits their first eligible receipt.
Your friend also gets a $5 sign-up bonus.
I’ve made over $20,000 from this referral program, and it’s still one of the most consistent income streams I use.
Cash out to PayPal, free Walmart gift and more!
Get an Ibotta $5 sign-up bonus when you enter referral code KSHAGVC at registration and submit your first receipt!
Final Thoughts on Earning Real Cash with Apps with Instant Referral Bonus
Apps with instant referral bonus are one of the fastest ways to make extra cash without overthinking it.
You don’t need a huge following or fancy setup to get started. Just a referral link, a little consistency, and a few smart ways to share.
If you’re ready to take this to the next level, grab my $30K App Referral Affiliate Playbook.
I’ll show you how to turn these simple referral bonuses into unlimited income using free social media!
