Want to find the best apps with $20 sign-up bonus instant withdrawal offers?
I’ve cashed in on tons of these offers and even turned sharing these apps into a $30,000 side hustle!
These platforms toss cash or rewards your way, just for trying them out. It’s an easy way to make extra money from your phone without leaving the house.
So, let’s dive into these money-making apps!
Want to make $100 a day from your phone?
I show you exactly how I used free referral apps to make over $30,000 from home! Grab my guide here!
Best $20 Sign-Up Bonus Instant Withdrawal Apps
Ready to make instant money from your phone? These apps will pay you real money and in gift cards just for signing up.
1. SoFi – $25 Sign-Up Bonus
If you want to get $20 free just for signing up, then look no further than the SoFi banking app.
SoFi will instantly deposit a $25 sign-up bonus into your account when you open a new checking and savings account with a referral link, and fund it with $50 within 21 days.
SoFi is one of the few bank bonus offers where you can earn instant cash, no direct deposit required.
BONUS TIP: Another reason to grab your $25 sign up bonus is that you can also earn $75 for every person you refer to SoFi, up to $10,000 per year!
I’ve used this one app to earn thousands of dollars in free reward money! Read more in my SoFi bank referral money guide.
2. Fundrise – Get $25 to Invest
Fundrise may not offer a $20 sign-up bonus instant withdrawal option, but they do give you a $25 Share Voucher to kickstart your real estate investment portfolio.
As long as you use a Fundrise referral link to open a new account and fund it with as little as $10, you’ll earn the $25 sign-up bonus.
The popular crowdfunding app lets you invest in real estate without needing to purchase a whole property.
So you’re basically becoming a partial owner in real estate deals that pay you back over time.
If you leave your sign-up bonus invested for 10 years at an average return of around 8%, it could grow to over $100 without you lifting a finger.
Now just imagine how much passive income you could stack up if you kept adding to your account.
3. Scrambly – Get $20 When You Sign Up and Complete an Offer
You get $20 when you sign up and complete just one offer on Scrambly, making it one of the quickest wins out there.
It pays you to explore new apps, play games, or test out free trials.
It’s also beginner-friendly, packed with offers, and the rewards add up faster than you’d expect.
The minimum cash-out is just $1, so you don’t have to wait forever to claim your rewards.
You can get paid out through PayPal or choose from a variety of gift cards, such as free Amazon gift cards.
The only catch?
Some offers take a few extra steps or a bit of patience before the payout lands.
But if you play it smart, reaching that first $20 is totally doable within your first week.
Ready to earn $100 a day working remotely from home?
4. Robinhood – Make $10 Instantly
You could earn a free $10 bill instantly with the Robinhood sign-up bonus.
In fact, I recently scored a $10 reward stock myself when someone jumped on this free money offer.
Robinhood is a popular investing app that lets you trade stocks, ETFs, and even crypto right from your phone.
There’s no complicated setups or big minimums.
When you join through a referral link and connect your bank account or debit card, you can snag a bonus reward stock valued anywhere from $5 to $200.
So not only do you get the chance at a $20 sign-up bonus with Robinhood, but you could walk away with a sweet $200 score!
Read more about how the Robinhood referral bonus works.
5. Acorns – Get a $20 Sign-Up Bonus
Acorns is like a digital piggy bank that helps you grow your spare change into real investments.
You get a $20 sign-up bonus when you register with Acorns using a promo link, set up a recurring Investment, and make your first successful $5 deposit.
Yep, just five bucks gets you started!
What’s cool about Acorns is that it rounds up your everyday purchases and invests the leftover change.
So you’re saving and investing without even thinking about it!
Suggested Read: Make $50 Fast without a Job
6. FreeCash – $5 Sign-Up Bonus
Get a $5 sign-up bonus just for registering a new Freecash account.
The app pays you real money for completing simple online tasks, surveys, and offers. It’s quite similar to Swagbucks.
To earn your Freecash bonus, register a new account and verify your email.
That’s it! You’ll automatically score a bonus.
This will either land in your account as $5 in credit or come as a fun little “Sign-up Case” (think of it like a mystery box with rewards inside).
Freecash is a fast-growing rewards platform where users cash out daily through PayPal, crypto, or gift cards.
Just don’t skip that email verification step or you’ll miss out on the bonus!
7. Current – $100 Sign-Up Bonus
Get a $100 Current sign-up bonus as a new banking member.
This offer used to be just a $50 bonus, but Current has sweetened the deal, making it double the reward for a limited time.
To snag your $100 sign up bonus, all you need to do is open a Current Individual Account, enter referral code PILARN382, and receive a payroll direct deposit of $200 or more within 45 days.
You can also just join with my Current referral link here.
It’s that simple!
But don’t sit on this one too long.
Promos like this don’t stick around forever, and you’ll want to lock in the bigger bonus before it’s gone.
Current is a mobile banking app designed for flexibility, faster access to your paycheck, and no hidden fees.
$20 Sign Up Bonus Instant Withdraw Final Thoughts
These $20 sign-up bonus offers are such an easy way to put extra cash in your pocket during your spare time.
Even if you only try a couple, that’s money you didn’t have yesterday!
Just remember to follow the steps carefully so you don’t miss out on the rewards.
If you’re excited to keep the money flow going, head over to my next post where I’ll show you some genius ways to get $20 PayPal money.
