Fetch Rewards Hacks

Fetch Rewards Hacks Not Even Reddit Users Tell You About

These Fetch Rewards hacks might even be better than the ones shared on reddit.

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The Fetch app has become my favorite money savings app due to its ease of use and ability to earn rewards on all my purchases.

I use it on a daily basis (unless I’m out of the country traveling!) and have redeemed thousands of reward points for free gift cards.

The key to earning with Fetch is to sign up with a referral code, and to use legitimate Fetch hacks to earn the most points. 

When you use referral code: AWPFV8 during the registration process, you’ll earn your first 250 free points when you join Fetch and scan your first receipt!

Fetch Rewards Hacks w/o Cheating the System

These next few Fetch Rewards hacks are legit ways to maximize your points and earnings. They are in no way ‘cheats’ that go against Fetch terms of service, nor do I condone gaming the system to get points.

If you adhere to the rules, then you’ll avoid getting your account suspended or even worse, banned for good. Now that we have that out of the way, let’s get into these top Fetch hacks!

8 Best Fetch Rewards Hacks

These are the best hacks to earn Fetch Reward points fast. Leverage this information to get ten thousand Fetch points and more! 

1. Welcome Back ‘Inactivity’ Points

There may come a time when for one reason or another, you stop submitting new receipts to Fetch. 

It may be that you procrastinate thinking you’ll upload them later and have become too busy with life to remember to do it.

In my case, I left the country to travel abroad for a month. 

And since Fetch only accepts receipts from the U.S. and Puerto Rico, I was unable to scan new receipts during this time.

In the event any of this happens to you, Fetch may incentivize you to return by offering you extra bonus points to submit a new receipt. 

This is exactly what happened to me. 

After many months of consistently uploading receipts to Fetch, I went ‘dark’ for a period of one month while traveling through Colombia.

Once I returned to the states and opened my Fetch app, there was a special offer bonus waiting for me.

It was 700 free points to upload any receipt!

Fetch Rewards hacks

Needless to say, it got my attention and I immediately started snapping away and uploading receipts again.

This is not uncommon to see as many other members have also mentioned receiving this special bonus reward after a period of inactivity.

Since each receipt is worth a minimum of 25 points, this bonus was equivalent to 28 Fetch receipt uploads! 

So if you’ve been off your Fetch game for a bit, it’s ok. Fetch wants you to come back and will reward you handsomely to do so!

2. Become a Fetch Ambassador

Fetch Ambassadors are members who regularly use the app to earn cash back rewards, and who enjoy introducing Fetch to others. 

They do this through word of mouth, social media posts, blogging their Fetch app review, and just about any other way that helps them get the word out.

There’s a good reason to consider becoming a Fetch ambassador. 

That’s because you can earn anywhere from 100 – 2,000 referral bonus points for each person you refer to Fetch with your unique referral code.

Fetch Referral Hacks

It’s one of the best Fetch Rewards hacks that can significantly add up to serious points! Not to mention, it’s not a hard sell at all.

It’s really easy to share with someone how they can earn free gift cards by simply scanning their receipts.

For me, being a Fetch Ambassador has turned into a legitimate side hustle income. 

In only 3 years, I've earned over 13 million Fetch referral points for introducing new members to the Fetch app

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3. Piggyback with Other Rebate Apps

There are plenty of other apps like Fetch Rewards that you can use to stack your rewards higher. 

I use a combination of similar apps, such as Shopkick, as well as rebate sites to earn larger rewards. 

So don’t skip out on scanning your Fetch receipts to other apps in order to stack your cash back deals.

This woman for example stacked Fetch and Ibotta to earn even more.

Fetch Ibotta Offers
Image courtesy of Fetch Rewards App Group

SwagBucks – is a rebate website that rewards you with cash back points for shopping at top retailers and grocery stores. 

They also have a digital couponing feature called Magic Receipts. These coupons can be combined with Fetch offers to stack rewards higher.

You can also earn a Swagbucks $10 sign up bonus when joining the site.

Ibotta Swagbucks Magic Receipts

Ibotta – is a grocery scanning app that rewards you in real cash for purchasing featured offers. 

They mainly cater to people who like to buy brand name items.

Although, they do have ‘any brand’ deals for people that prefer generic or less popular brands.

I’ve been able to get tons of free grocery products by scanning my receipt to both Fetch and IBotta. So this combination has been a real winner for me.

Receipt Hog, Coin Out, and Pogo are a few other honorable mentions. 

They won’t earn you as much cash back as Ibotta or SwagBucks, but you can still use them to stack your rewards.

4. Fetch Rewards Surveys

Not long ago, I participated in a Fetch Rewards survey that earned me 1,000 FREE Fetch app points. 

It was by far the easiest points I’ve ever earned! 

Fetch Rewards Surveys

This was also not the first time I’ve completed a Fetch survey for points. 

On a different occasion, I earned points for answering simple questions related to my shopping habits.

The best way to earn these free Fetch points is by consistently submitting your shopping receipts to Fetch.

This gives you the best chances of receiving these invite-only Fetch surveys that are generally (but not always) sent by email.

The other recommendation I would give to you is to make sure you completely fill out your Fetch profile.

Oftentimes, Fetch will conduct surveys based on demographics and other factors that may be helpful to Fetch brand partners.

Fetch app demographic survey

5. Use Fetch Pay Debit Card

One of the best Fetch Rewards hacks that used to excite me the most was the Fetch Pay Debit card feature. 

Under the Fetch Pay program, Fetch members would earn 1 point per dollar spent when paying with the Fetch Pay debit card.

The card was issued by ONE Finance, and you first had to be invited into the program and then approved for the free debit card. 

There also used to be a $50 – $75 bank bonus offer for being a new ONE Finance debit card holder and completing eligibility requirements. 

But early in 2022 the Fetch Pay program with ONE Finance was scrapped and even though ONE Finance still exists, their bank bonus offer is no longer in existence.

I included this hack in the event Fetch decides to partner with another fintech bank to offer Fetch Pay again.

For now, Fetch continues to have their Fetch Pay program details up on their website.

Side Note: While Fetch Pay extra points was great, it was a far cry from the cash back earnings you could earn when paying with a credit card reward loyalty program, such as the Chase Freedom card.

6. Convert Your Fetch Points into Cash

While Fetch Reward points have no monetary value, it is worth something. And that ‘something’ can be turned into cash.

On a whim one random day in 2022, and frustrated that I couldn’t redeem my points for cash, I researched ways to turn a VISA debit card balance into actual cash.

I felt this was my best chance of getting cash for my points. 

The other alternative was to sell my Fetch gift cards for much lower than the actual face value, and it wasn’t something I wanted to give up.

My research brought me to discover that a VISA debit card balance can be transferred to a PayPal account and then cashed out to a bank account. 

This is the way the hack works:

  • Redeem Fetch Reward points to a VISA debit card
  • Add the VISA debit card as a payment method in a PayPal Business account
  • Send money from your PayPal Business account to your PayPal Personal Account using the VISA card for the payment.
  • Cash out the money to your bank account

You’ll incur fees using this method, but I suspect it’s way less than if you were to sell a Fetch gift card at below value.

I’ve redeemed thousands of Fetch points for cash this way, and I’ve not had any issues with it.

I recorded a video on YouTube about this, as well as wrote an Ultimate Guide on Redeeming Fetch Reward points for cash and gift cards.

Feel free to drop me any questions you may have about this on my YouTube video.

7. Enter FREE Fetch Points Giveaways

There’s a way to earn free Fetch points without ever having to upload a receipt. Details on how to do this are usually in the fine print.

For example, Fetch will routinely have point giveaway contests that members can enter. These are generally theme-based contests and can earn you a lot of free Fetch points if you win.

One such contest was Fetch's Back to School 5 Million Point Giveaway.

This would be about $5,000 in free reward points. In the fine print of the contest, were a couple of important sentences that stated:

“Thirty-five (35) entries will be awarded to users who email ‘marketing at fetch rewards dot com’ with B2S 5 Million Points Entry as the subject….the mail-in entry is a no-purchase necessary alternative.”

Fetch Rewards Contest Rules
Fetch Rewards Contest

This is actually a lot more entries than if you were to enter the contest by scanning a store receipt, which would have earned you only 1 entry.

Needless to say, reading the fine print can increase your chances of getting tons of free Fetch points!

8. Sign Up with a Referral Code

This is probably the easiest hack to get free points and the most overlooked one.

Generally speaking, many of these cash back apps try to woo you in by offering something for free in exchange for you trying them out.

That’s the case with #FetchRewards, but only if you know about it.

When you sign up to Fetch using a referral code, you’ll be awarded anywhere between 100 – 500 free Fetch points as a ‘Welcome Bonus.'

Feel free to use my referral code: AWPFV8 during the registration process to nab the bonus. It will earn you free points when scanning your first Fetch receipt.

Once you sign up, you’ll also have access to your very own Fetch Rewards referral code.

Use it to make extra money as a Fetch Rewards ambassador! 

You'll find even more Fetch Rewards hacks in my Fetch app review.

Fetch Rewards Tips to Avoid Suspension

During the time that I’ve been a Fetch Rewards member, I’ve seen and heard of a lot of accounts being shut down.

Most of the reasons behind this unfortunate event are things that can easily be avoided.

Here are some tips to keep your account safe from getting an unwanted Fetch Rewards suspension.

  • Don’t create fake accounts using Your Fetch referral code for purposes of getting multiple free sign up bonus rewards
  • Avoid submitting receipts that are not your own
  • Do not use a Fetch receipt maker to create and upload fake receipts 
  • Too many duplicate receipt submissions may get you a warning that can lead to suspensions.
  • Do not purchase a brand deal product for purposes of getting huge point rewards with the intention of returning the product later.

Ultimately, if you use Fetch Rewards in the way it’s intended to be used, then you’ll put yourself in a position to keep your Fetch account safe from a Fetch suspension.

Fetch Rewards Hacks Conclusion

These Fetch Rewards hacks all come from my personal experience using the app over the last few years. As I discover more ways to earn more Fetch points and stretch those points, I’ll share them here and update this post!

Fetch Rewards has been a really great side hustle income for me, and I hope it also becomes a rewarding app for you too!

Fetch Rewards Hacks FAQ’s

Below are answers to common Fetch app questions.

If you find yourself with further questions about Fetch Rewards hacks, then feel free to drop them in the comments section of this YouTube video.

Can you cheat Fetch Reward points?

No. You can not cheat Fetch Reward points. If you try this, you’ll put your account at risk of being suspended and your gift cards being forfeited.

How Does Fetch Rewards Make Money?

Fetch Rewards earns affiliate commissions from partnered brands for special offers and deal offers you purchase on submitted receipts. Affiliate partners may also pay a fee to prominently feature their brand in the Fetch app.

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